There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Our calculators will allow you to explore your Mortgage options.
I'm Interested!Having worked with Nishant for the second time, I can confidently say my experience has been consistently excellent. His clear explanations of mortgage options helped us make informed decisions quickly, without any guesswork.
Nishant ensures a hassle-free process by managing all the documentation. His proactive approach in following up with banks to secure the best deals is commendable. He went above and beyond for us again, providing continuous updates and ensuring all documentation was completed on time to prevent any last-minute issues and getting BEST RATES.
His professionalism and expertise truly stand out, and I can without any doubt recommend him to anyone seeking mortgage assistance. Once again, I received outstanding service, and I look forward to working with him in the future.
Jyoti G., Burlington
I recently had the pleasure of working with Nishant as my mortgage agent, and I couldn’t be more satisfied with the experience. From start to finish, Nishant provided exceptional service and support in securing a home loan for my property.
Nishant’s professionalism and expertise in the mortgage industry are truly commendable. He took the time to thoroughly understand my financial situation and needs, ensuring that I received the best possible loan options tailored to my circumstances. His knowledge and experience made the entire process smooth and stress-free.
What stood out the most was Nishant’s dedication and responsiveness. He was always available to answer my questions, address any concerns, and provide updates throughout the process. His clear communication and transparency gave me confidence and peace of mind every step of the way.
Nishant’s friendly and approachable demeanor made working with him an absolute pleasure. He went above and beyond to ensure that I felt comfortable and informed, and his genuine care for his clients is evident in every interaction.
Thanks to Nishant’s hard work and commitment, I am now a proud homeowner. I highly recommend Nishant to anyone in need of a mortgage agent. His professionalism, expertise, and outstanding customer service make him the best choice for anyone looking to secure a home loan.
Thank you, Nishant, for making our dream of owning a home a reality!
Abhishek S., Oshawa
I highly recommend my financial advisor Nishant. He helped me secure better interest rates in the market and has been a fantastic guide throughout the process. Here are some key reasons why he stands out:
1. Transparency: He clearly explains every step and options, ensuring I fully understand my financial decisions.
2. Sincerity: His genuine care for my financial well-being is evident in every interaction.
3. Patience: He never rushes me and always takes the time to address all my questions, no matter how many I have.
4. Client-First Mindset: He prioritizes my needs and goals, tailoring his advice to suit my unique financial situation.
5. Expertise: His deep knowledge of the market has helped me secure the best possible rates.
6. Reliability: He is always available when needed and provides timely updates and feedback.
7. Trustworthy: His honest approach and commitment to integrity make me feel confident in his guidance.If you’re looking for a financial advisor who truly puts clients first and provides exceptional service, you should definitely talk to him.
Harikrishnan G., Ajax
Dear Nishant,
We want to extend our sincere appreciation for your outstanding service as our mortgage broker. Your expertise and professionalism made the entire process seamless and stress-free. Securing the best rate in the market was truly remarkable and a testament to your dedication and skill. Your clear communication, prompt responses, and deep understanding of the industry were invaluable. Thank you for your exceptional support and guidance throughout this journey. Your efforts have made a significant positive impact, and we are truly grateful for your top-notch service. We highly recommend your service to anyone seeking a mortgage broker who delivers outstanding results with a personal touch.
Thank you
Shilpa & Abhilash, Scarborough
Our experience with Nishant as our mortgage agent was absolutely exceptional. Nishant demonstrated a high level of professionalism, expertise, and dedication throughout the entire process. He guided us smoothly through the complexities of obtaining a mortgage, ensuring we understood each step and were comfortable with our decisions.
Nishant’s knowledge of the mortgage market was impressive. He was able to secure us a fantastic rate and terms that suited our financial situation perfectly. He was always accessible, promptly responding to our inquiries and providing clear explanations whenever needed.
He went above and beyond to ensure that we not only secured the right mortgage but also felt confident and informed throughout the process. His attention to detail and proactive communication made a significant difference in our overall experience.
We highly recommend Nishant to anyone seeking a knowledgeable, reliable, and supportive mortgage agent. He made what can be a daunting process incredibly smooth and successful for us.
Thanks Nishant
Raj & Shivani, Whitby
We are first time home buyers in Canada. We started our house search in Ontario in June 2023. With no idea about how the mortgage and loan processes work in Canada, we started looking out for advice and suggestions to make right decision. Seeing the peak in mortgage interest rates, I also wanted to block the rates for our home. I visited top 5 Canadian banks where the advisors with 15-20 years of experience were just interested in “selling” mortgage. Nobody had time to explain the process or provide any advice. I guess time is money for most of them. Everyone was interested in conducting my credit check within 05 mins of discussion. I felt uncomfortable so started exploring mortgage advisors in the market instead of bank mortgage advisors.
I met a few mortgage advisors and based on my interactions with them, I decided to work with Nishant. Before he conducted our credit check, we had more than 6-8 touch-points where he educated us on the mortgage process, explained the timelines, documents required and based on our income / debt, gave a confirmed number to us which we used in shortlisting our first home in Canada. Besides these touchpoint, whenever I had a question, he was always prompt in his response. As he comes up with a lot of market knowledge on house pricing as well, I often took his advise (besides our Realtors’) on the home offer pricing too.
Nishant is a very humble person, has been very transparent and met our expectations. He is very strong in his paperwork and there were no last minute requests regarding any documentation. Based on timelines established by him in our initial calls, he was able to get our mortgage approval letter on time. He is a Durham Region Knowledge Bank, and if you are looking for new home mortgage or renewal, talking to him won’t hurt :).
Wishing him the best in what he is doing.
Sandeep K., Whitby
I am new to Canada, as a first time home buyer didn’t know anyone. Came across the gentleman Nishant via my realtor Pradeep. Nishant highlights:
1: Transparent in explaining.
2: True confidence.
3: Genuine.
4: Any time available.
5: Outspoken, man of word.
I can continue but stopped for time being. With all trouble & getting a home with trusted people in unknown country is difficult as world is money minded, in such a world a person who respects feelings/emotions and pain of another human is Nishant.
Good guy and would of course be my consultant & mentor in financial areas.
Would recommend to anyone and everyone especially for his character which is limited in this world…
Thanks Nishant…
Sankar N., Brampton
We had the pleasure of working with an exceptional mortgage broker, Nishant Govindan, and we couldn’t be more satisfied with the results. From the very start, he exhibited a level of professionalism and expertise that immediately put my husband and me at ease as we embarked on the journey of buying our first house together.
Throughout the process, communication was seamless. Nishant was always responsive, promptly addressing any questions or concerns we had. What truly impressed us was his dedication to finding the best possible deal for us. He tirelessly scoured the market, comparing offers from various lenders, and skillfully negotiated on our behalf to secure the most favorable terms. Thanks to his efforts, we were able to secure a mortgage with an incredibly competitive interest rate.
Moreover, Nishant’s attention to detail was impeccable. He made sure that all the necessary paperwork was completed accurately and efficiently, making the entire process smooth and hassle-free.
In conclusion, we highly recommend Nishant to anyone in need of mortgage services. His professionalism, expertise, and commitment to delivering outstanding results set him apart.
If you’re looking for a well-articulated and detailed mortgage experience, Nishant is the one to trust. We are grateful for his assistance in helping us buy our first home and couldn’t be happier with the outcome.
Elezabeth B., Etobicoke
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