We are first time home buyers in Canada. We started our house search in Ontario in June 2023. With no idea about how the mortgage and loan processes work in Canada, we started looking out for advice and suggestions to make right decision. Seeing the peak in mortgage interest rates, I also wanted to block the rates for our home. I visited top 5 Canadian banks where the advisors with 15-20 years of experience were just interested in “selling” mortgage. Nobody had time to explain the process or provide any advice. I guess time is money for most of them. Everyone was interested in conducting my credit check within 05 mins of discussion. I felt uncomfortable so started exploring mortgage advisors in the market instead of bank mortgage advisors.

I met a few mortgage advisors and based on my interactions with them, I decided to work with Nishant. Before he conducted our credit check, we had more than 6-8 touch-points where he educated us on the mortgage process, explained the timelines, documents required and based on our income / debt, gave a confirmed number to us which we used in shortlisting our first home in Canada. Besides these touchpoint, whenever I had a question, he was always prompt in his response. As he comes up with a lot of market knowledge on house pricing as well, I often took his advise (besides our Realtors’) on the home offer pricing too.

Nishant is a very humble person, has been very transparent and met our expectations. He is very strong in his paperwork and there were no last minute requests regarding any documentation. Based on timelines established by him in our initial calls, he was able to get our mortgage approval letter on time. He is a Durham Region Knowledge Bank, and if you are looking for new home mortgage or renewal, talking to him won’t hurt :).

Wishing him the best in what he is doing.

Sandeep K., Whitby

I appreciate the fantastic support you provided during my first-time home buying journey. Your dedication to securing the best interest rate and cash back in this competitive market truly made the process much smoother. Your consistent coordination with the assigned lawyer (BHARATH LAW – PROFESSIONAL CORPORATION) was exceptionally helpful, and your follow-up on my behalf during the closing phase showcased your commitment to excellent customer service. I look forward to working with you again in the future. Keep up the great work!

Dharmesh D., Mississauga

My husband an I would like to acknowledge the exceptional service that we received during the entire process. Nishant Govindan, Mortgage Broker, professionalism and knowledge of the industry was impressive and truly appreciated.His relentless efforts provided us positive results.

Layla V., Woodbridge

Honestly, it was a pleasure to work with Nishant for our Mortgage needs. I have dealt with other mortgage advisors as well but by far Nishant is one of the best Mortgage agents who’s Highly professional, knowledgeable and responsive.

To be honest, I was most impressed with the quick turnaround. Felt like his working 24/7, goes above and beyond to get the job done.

He was completely upfront about the costs and whether the deal made sense financially. He definitely has provided me the best expertise to close the mortgage.

I will highly recommend him to every person I know who is in need of mortgage Services.

Thanks Nishant for all your help! 😊


Sahil S., Innisfil

Nishant is an absolute gem. A delight to work with. Right from the initial assessment through till the closing, his guidance and support was invaluable.

I’m fully confident of recommending Nishant.

All the best buddy!!!

Arvind S., North York

I had the best experience with dealing with Nishant. Not only he gave me the best rates in the market, he was diligent & very professional with his dealings with me. I’m very happy that I had an opportunity to work with him with my mortgage approval. As I was a first time home buyer I had lot of questions, he was always there to help with all my queries though some were not directly related to mortgage. Will definitely refer my family & friend for their mortgage needs. Thanks Nishant. Wish I could give you more than 5 stars haha 🙂

Mohammed S., Cambridge

Nishant provided multiple options and finally gave the best rate with a top bank. It was so easy to work with him and he made the overall mortgage and closing process so smooth without any issues. I would highly recommend him.

Vikneshvar R., Scarborough

My wife and I were planning to re mortgage our home and also get a professional advice for our investment. We were referred to Nishant by one of our friend and we didn’t have any prior experience or have never heard about him before this. However we decided to call him, which was the best decision ever. As we spoke we noticed that he was unlike others who only revealed information when asked specifically about it. He was different, he guided us with the best possible approach and I should say he was really quick and professional in all his conversations. We were able to close the deal with his help and we really really happy about having him as our advisor. I would refer anybody to him with full confidence. Again, thanks Nishant for all your help and definitely we will be speaking soon for our next steps as well.!!!

Jose K., Barrie

I am new to Canada, as a first time home buyer didn’t know anyone. Came across the gentleman Nishant via my realtor Pradeep. Nishant highlights:
1: Transparent in explaining.
2: True confidence.
3: Genuine.
4: Any time available.
5: Outspoken, man of word.

I can continue but stopped for time being. With all trouble & getting a home with trusted people in unknown country is difficult as world is money minded, in such a world a person who respects feelings/emotions and pain of another human is Nishant.

Good guy and would of course be my consultant & mentor in financial areas.

Would recommend to anyone and everyone especially for his character which is limited in this world…

Thanks Nishant…

Sankar N., Brampton

First of all I would like to thank Nishant for helping us with our mortgage application and ensuring the process got closed successfully for our new home. Being a first time home buyer we had lots of questions and ambiguity. Nishant was very supportive and explained each and every step patiently. He helped us to build emotional confidence and was very proactive. He followed up continuously and always available to answer any of our queries any time. We will definitely recommend Nishant to our friends and family for their new home buying. Thank you Nishant !

Raamalakshmi S., Brampton